Insurance Calculation

Getting plans and calculating premiums

Coverage	Premium {{ selected.calculation.per }}	Employer Share	Employee Share
{{ coverage.name }} {{ levelForCoverage(rate.coverage_id).name }} Coverage	{{ calculate( rate.premium ) \| number_format(2) }}	{{ calculate( rate.employer_share ) \| number_format(2) }}	{{ calculate( rate.employee_share ) \| number_format(2) }}
Premium	{{ computePremiums( plan.id ).total \| number_format(2) }}	{{ computePremiums( plan.id ).employer_share \| number_format(2) }}	{{ computePremiums( plan.id ).employee_share \| number_format(2) }}
Discounts
{{ discount_surcharge.discount_surcharge.name }}			{{ calculate( discount_surcharge.amount ) \| number_format(2) }}
Surcharges
{{ discount_surcharge.discount_surcharge.name }}			{{ calculate( discount_surcharge.amount ) \| number_format(2) }}
Total Cost{{ selected.calculation.perSlash }}		{{ computeTotalCost( plan.id ) \| number_format(2) }}
Benefits
{{ benefit.discount_surcharge.name }}			{{ calculate( benefit.amount ) \| number_format(2) }}
Net Cost{{ selected.calculation.perSlash }}		{{ computeNetCost( plan.id ) \| number_format(2) }}

Expense/Earning	Amount
Premium	{{ computeTotalCost( plan.id, false ) \| number_format(2) }}
{{ benefit.discount_surcharge.name }}	{{ benefit.amount \| number_format(2) }}
Tax Savings of	{{ -1*selected.estimate[ plan.id ].taxSavings \| number_format(2) }}
Primary Care Cost	{{ selected.estimate[ plan.id ].pcCost \| number_format(2) }}
Prescription Cost	{{ selected.estimate[ plan.id ].prescriptionCost \| number_format(2) }}
Other Healthcare	{{ selected.estimate[ plan.id ].otherCost \| number_format(2) }}
Estimated Total Cost Per Year	{{ selected.estimate[ plan.id ].totalCost \| number_format(2) }}

Expense/Earning	Impact to Pay	Impact to
Premium	{{ computeTotalCost( plan.id ) \| number_format(2) }}	0.00
Employee's Contribution to	{{ calculate( selected.estimate[ plan.id ].investmentAmount ) \| number_format(2) }}	{{ calculate( selected.estimate[ plan.id ].investmentAmount ) \| number_format(2) }}
{{ benefit.discount_surcharge.name }}	0.00	{{ calculate(Math.abs(benefit.amount)) \| number_format(2) }}
Impact {{ selected.calculation.per }}	-{{ computeTotalCost( plan.id )+calculate( selected.estimate[ plan.id ].investmentAmount ) \| number_format(2) }}	+{{ calculate( selected.estimate[ plan.id ].investmentAmount + computeEmployerHSA( plan.id ) ) \| number_format(2) }}